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Enhanced Life Options Group
Developing Enhanced Life Options for People with Disabilities

Welcome To Enhanced Life Options Group

Beyond decent food, clothing, shelter and health care, we think all people want, Ducan and Louie restingregardless of disabilities, to have comfortable surroundings, family and friends at their side, and the opportunity for satisfying productive activity.

Many people also want the opportunity to be helpful to others and later look back upon their lives with peace of mind and satisfaction. Disabilities do not have to be handicaps. People are handicapped by a lack of resources available to them. An accessible world can provide new opportunities for a good life.

We develop and carry out enhanced life option plans for people with disabilities. We provide information, consulting, advocacy, mentoring and trust related services for the disabilities community, including special needs trusts, supplemental needs trusts, pooled trusts and trusts for independent living. Members of our group have been active in the disabilities community for many years. We are a non-profit organization committed to enhance the lives of people with disabilities. We serve all people with disabilities regardless of category of disability.


We are a non-profit organization that brings clarity and peace of mind to the process of long and short term financial planning for the disabled community through the use of special needs trusts. Special Needs Trusts allow an individual's assets to be held and utilized on their behalf while continuing to access Medicaid and Social Security.

This gets past the "spend down" approach that leaves a person depending solely upon government services, greatly diminishing one's possibilities.

Special Needs Trusts need not be complicated; with the guidance we offer and four trust options to choose from, it allows the individual and/or entire family to become educated and secure in their long and short term future objectives. In addition, we offer advice on guardianship, educate the community and advocate for disability rights. Our goal is to provide a sound financial structure that will allow a disabled individual to maximize their finances and get on with the business of living their life.

Contact us and learn more about how we can help you enhance your options.

Enhanced Life Options Group
c/o Passumpsic Savings Bank
PO Box 38
1236 Main Street
St. Johnsbury, VT 05819

Telephone: (603) 524-4189 or
(603) 472-2543
Fax: (603) 524-5766
E-mail: Contact@elovermont.org
Website: www.elovermont.org

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